Jennifer Lopez and Ben Affleck’s martial woes have been ‘exacerbated’ by rows over their finances, according to a new report about their ‘rocky’ relationship.

The couple, who married less than two years ago, are apparently taking time apart to work out whether their marriage is ‘right for both of them’, an insider told Us Weekly.

Their marriage has been under the spotlight in recent weeks, as sources claim they have hit a turbulent patch over their differing lifestyles, with reports stating that Ben has moved out of the couple’s $60 million Los Angeles mansion and into a rented $100,000-a-month property in Brentwood.

Insisting the ‘the honeymoon phase has worn off’, the source said their differing approaches to both finances and parenting have taken a toll on their relationship.

Jennifer, 54, who is worth an estimated $400million, is said to have ‘started ramping up her work commitments and prepping for her tour’, and is ‘very focused on her work and overextends herself’.

JLo is preparing to embark on her This Is Me… Live tour next month in support of her ninth studio album, both of which have faced criticism over disappointing sales.

The source went on to state that Ben ‘doesn’t agree with Jennifer’s lifestyle’ and now feels ‘worn down’ by their marriage.

Ben is said to have ‘checked out’ of their relationship and the insider added that he and Jennifer are on ‘two completely different pages most of the time.’

Another source close to Jennifer suggested the couple’s work commitments have also caused a rift, saying, ‘both have demanding careers that often require them to be in different cities.’

With the pair forced to spend time apart in recent months as a result of their careers, the insider said the absence ‘highlighted the emotional and physical distance between them.’

They said: ‘Over time, Jennifer and Ben found it increasingly difficult to communicate effectively, and small misunderstandings grew into significant arguments.

‘They have fundamentally different approaches to conflict’, the insider added, explaining that Jennifer prefers to confront issues head-on, while Ben isn’t as quick to open up.

Jennifer — who, along with being a musician and actress has a line of successful deals with major brands — is worth a reported $400million while Ben is said to be worth $150million.

Jennifer recently stunned fans by self-financing a three-part project documenting hers and Ben’s love story for a whopping $20million.

Meanwhile Ben has acquired much of his wealth through multi-million dollar film and production deals, but he recently earned $10million to appear in Dunkin’ Donuts’ Super Bowl ad.

As for parenting, Jennifer shares twins Max and Emme, 16, with her ex-husband Marc Anthony, who she divorced in 2014.

Meanwhile, Ben is father to three children; Samuel, 12, Fin, 15, and Violet, 18 — with his ex-wife Jennifer Garner.

Despite their disagreements, Jennifer has remained ‘committed to working on the marriage,’ and while Ben was hesitant, the insider said he has since begun to ‘invest more’ in resolving their martial issues.

Since moving out of their $60 million Bel Air mansion for a $100,000 monthly rental,  Ben has apparently ‘struggled with loneliness’ and has ‘realized how much he misses Jen.’

The couple are said to be ‘both reassessing their priorities’ during their time apart as they determine ‘what they truly want from the marriage.’

Some friends apparently believe they will be able to work it out due to their ‘deep bond’, while others are worried the relationship has ‘run its course’.

Ben was spotted without his wedding ring last week. In the intervening time, he was repeatedly seen without his band – until last Friday, when the ring reappeared on his left hand.

That same day, Jennifer apparently attempted to conceal her feelings by hiding her own left hand, only for a ring to briefly slip into view.

Jennifer was accompanied by her longtime manager and close confidant Benny Medina, who is godfather to her 16-year-old twins Max and Emme.

Reports of the couples marital woes began circulating last week after the pair hadn’t been seen together since late March.

A source told In Touch: ‘Ben already moved out and they’ll likely have to sell the dream house they spent two years searching for.

‘They’ll never stop loving each other, but she can’t control him, and he can’t change her. There’s no way it could have lasted.’

Although the pair was finally spotted together last week at Fin’s school recital. Fin, 15, and Jennifer’s child Emme, 13, are said to be close.

One of Jennifer’s LA-based friends told the Daily Mail: ‘If it is only a question of putting the work in then you had better believe that [Jen] will turn it around.’

‘She has thrown her heart and soul into her love story with Ben and will not give it up without a fight. From what I hear there is still a lot of love there, so there must be hope.’

Ben skipped the premiere of her Netflix movie Atlas on Monday, where Jenbanned questions about their marriage on the sci-fi film’s press tour.

She was forced to shoot down one very direct query, ‘you know better than that,’ she told a reporter who asked about the rumors during a press conference. However, shee did not attempt to deny rumors her fourth marriage is on the rocks.

Three weeks ago, Jennifer walked the red carpet at the Met Gala – for which she was a co-chair – alone, with no sign of Ben in sight.

A source told Page Six that Ben has ‘come to his senses’ after tying the knot with Lopez in July 2022.

The insider claimed: ‘If there was a way to divorce on grounds of temporary insanity, he would. He feels like the last two years was just a fever dream, and he’s come to his senses now and understands there is just no way this is going to work.’

Jennifer has been divorced three times following her first marriage was to Cuban actor Ojani Noa, 49, in 1997, which lasted 11 months.

She tied the knot again with choreographer Cris Judd, 54, in 2001 but they divorced just two years later in 2003.

Jennifer married singer Marc Anthony, 55, in 2004 and they welcomed twins Max and Emme, 16, during their 10-year marriage. They separated in 2011 and their divorce was finalized in 2014.

She was engaged to Alex Rodriguez from 2019-2021 before they called it quits.

Ben was married to Jennifer Garner between 2005 and 2018, during which time they welcomed three children together.